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Bank of Maharashtra Q2 FY27 | ₹1,633 Cr Profit +23% YoY | Strong Deposit Growth

Investment Thesis

Bank of Maharashtra, a PSU bank with strong regional presence in Western India. Q2 FY27: ₹1,633 Cr profit (+23% YoY), solid NPA recovery, deposit growth 18%.

Rating: ⭐⭐⭐⭐ HOLD | Price Target: ₹450-480 | Key Driver: Post-RBI rate hike, margins will expand in FY27-28.

Highlights

✅ Deposit growth: 18% YoY (strong CASA position)
✅ Credit growth: 15% YoY (in line with system)
✅ NPA ratio: 2.8% (down from 3.1% YoY)
✅ RoE: 12%+ (set to improve post-rate hike)
✅ Dividend: ₹3 per share (solid payout)

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